Buy now, pay later for your practice.
Flexible net terms on every order, with zero fees for 30 days. Keep your inventory stocked and your cash flow healthy — pay on your schedule, not your supplier's.
Choose payment terms that fit your practice
Every approved practice gets free Net-30 by default, with longer terms unlocked as your volume grows.
Free Net-30
- Orders are not charged until 30 days after they ship.
- Pay any time within the window — zero fees, no interest.
- Available to every verified practice from day one.
60 day terms
- For practices spending over $1M in annual volume.
- Nothing is charged for a full 60 days after shipment.
- Keep more working capital on hand between cycles.
90 day terms
- For practices spending over $1M in annual volume.
- Nothing is charged for a full 90 days after shipment.
- Built for high-volume groups managing larger inventory.
Buy now, pay later, powered by our financing partners
Terms are extended and underwritten by Pink Kiwi's trusted financing partners. Subject to approval — applying takes a few minutes and will not affect your credit score.
How it works
From application to flexible payment terms in four simple steps.
Apply once
Share a few practice details in a short application that takes only minutes to complete.
Get approved
We run a soft check with our financing partners — no impact to your personal credit score.
Order on terms
Check out across verified suppliers and pay nothing up front on every eligible order.
Pay on your schedule
Settle within your term window — 30, 60, or 90 days — with zero fees on Net-30.
Why practices use Pink Kiwi credit
Protect cash flow
Keep inventory stocked without tying up working capital — pay after your products are already earning.
No hidden fees
Free Net-30 means zero interest and zero fees. You always know exactly what you owe and when.
Grow with longer terms
As your volume grows, unlock 60- and 90-day terms to manage larger orders with confidence.
Apply for flexible payment terms
Free Net-30 from day one, with longer terms as you grow. It only takes a few minutes and will not affect your credit score.